Purchasing life insurance does not imply sacrificing the quality of your coverage, and your cost of living. Insurance does not have to be expensive. Here are some tips to help you find affordable life insurance without sacrificing the kind of coverage you deserve.
Look for the best insurance coverage that meets your requirements.
One of the first steps toward choosing the best coverage is determining what you and your family require. Take into account your family’s specific demands and history, as well as all of your financial commitments. By doing so, you can assist ensure that you choose the appropriate amount of coverage for your family’s needs while also providing you with the resources you need to accurately estimate the amount of coverage available for your financial circumstances.
Are you seeking for an insurance that will cover an emergency treatment, both in and out of the hospital, as well as physician services and room and board accommodations to help you with your budget?
M Lhuillier Insurance has ER Guard and ER Guard Plus to fulfill your emergency needs. You’ll benefit from a one-time use for only P970 (ER Guard) and P3,315 (ER Guard Plus). Valid for one year on quick relief and treatment, among other services, with P20,000 and P50,000 coverage.
Purchase life insurance as soon as possible.
In reality, the younger you are when you buy insurance, the less expensive it may be. As you become older, your health risks grow, which might affect the premium rate on your insurance. Every year you put off applying for life insurance, the cost of the policy increases by up to 10%. This becomes an issue if you put off buying life insurance. To solve this issue, buy ahead of time to maximize your chances of getting an insurance policy.
By purchasing a short-term life insurance policy, you can save money while also providing additional security for you and your family. You might be able to guarantee the same premium rates by doing this, saving you money for years to come.
For a little monthly fee, M Lhuillier Insurance offers Family Protect, Pinoy Protect Plus, and Family Protect Plus, all of which include a year’s worth of coverage and the ability to accumulate up to 5 COIs per principle. These insurance plans provide further security protection for beneficiaries and the entire family by covering accidental death/dismemberment, accidental burial assistance, financial support in the event of a natural death (for Pinoy Protect Plus and Family Protect Plus), and other security protection.
Subscribing to medical consultation virtually.
The pandemic accelerated and increased the need for virtual medical consultation, and it aided many patients suffering from illnesses that can be treated through online consultation. Many healthcare providers give doctor consultations with qualified practitioners from the comfort of your own home 24 hours a day, seven days a week.
For only P250, customers can get a one-year medical consultation coverage through phone, chat, or app, as well as personal accident insurance coverage up to P25,000.00, with M Lhuillier’s Mediphone.
Patients who want immediate medical attention and do not wish to travel away from home can benefit from the use of a Mediphone. Mediphone provides real-time medical and technical support, e-prescriptions, e-laboratory/diagnostic requests, general information and advice, and limitless video conference/telephone & phone calls/messenger/consultation per month.
Take advantage of medical insurance reimbursement.
Medical insurance reimbursement is the money given to a healthcare provider to cover the health expenses of the services supplied. It protects the patient and family from the stress of paying hospital expenses after a medical service is completed.
M Lhuillier Insurance’s Dengue RX, can assist in the recovery of medical expenses due to Dengue, bundled with Personal Accident coverage up to P10,000.00.
Dengue RX Insurance is designed to make your life easier in the event of an emergency or other health crisis, such as Dengue Hemorrhagic Fever, Dengue Shock Syndrome, or Accidental Death & Disability. Dengue RX costs P150 to P300 for people aged 21 to 59, and P500 to P1,000 for those aged 0 to 20.
Insurance is all about protecting the people you care and value. M Lhuillier Insurance specializes in lowering the expenses and dangers in your life due to emergency room, personal accident, virtual medical help, and medical reimbursement, allowing you to have greater control over your insurance and take charge of your financial capabilities while safeguarding and protecting your family.
Visit https://webinsurance.mlhuillier.com/home to know more about M Lhuillier Insurance’s products and services.